Reports and Presentations
| GROUP’S KEY FIGURES (EUR 1,000) | 1-6/2026 | 1-6/2025 | 1-12/2025 |
|---|---|---|---|
| Net interest income | 4 280 | 6 612 | 12 263 |
| Net commission and fee income | 281 | 729 | 1 402 |
| Total operating expenses | -6 244 | -6 624 | -13 697 |
| Impairment of receivables | -296 | -2 336 | -3 309 |
| Profit before taxes | -1 841 | -1 601 | -2 093 |
| Profit before non-recurring items and taxes | -1 510 | -1 440 | -3 351 |
| Cost / income ratio, % | 133 | 90 | 92 |
| Balance sheet total | 236 583 | 349 570 | 305 959 |
| Return on equity (ROE), % | -10.8 | -9.1 | -5.9 |
| Total capital ratio (TC), % | 21.4 | 19.2 | 34.6 |
| Common Equity Tier (CET1), % | 19.7 | 16.7 | 31.1 |
| Number of employees, end of period | 73 | 85 | 79 |
| Earnings per share (EPS), EUR | -0.01 | -0.01 | -0.01 |
| Impairment of receivables / loan portfolio, % | 1.0 | 3.7 | 5.6 |