Reports and Presentations

GROUP’S KEY FIGURES (EUR 1,000)1-6/20231-6/20221-12/2022
Net interest income7 4272 4639 053
Net commission and fee income84791 511
Total operating expenses-5 747-5 577-11 601
Impairment of receivables-2 235-4 174-8 321
Profit before taxes390-7 381-9 684
Cost / income ratio, %69235113
Balance sheet total287 527290 790293 611
Return on equity (ROE), %2.6neg.neg.
Total capital ratio (TC), %15.519.416.8
Common Equity Tier (CET1), %12.0-12.6
Number of employees, end of period859073
Earnings per share (EPS), EUR0.00-0.10-0.14
Impairment of receivables / loan portfolio, %3.87.35.1

The comparative figures presented for the period 1-6/2022 are not comparable due to the changed business model resulting from the merger.

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